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November 20, 2025 10:13 AM
EDT
SÃO PAULO, Brazil

VERT and UISA Introduce Brazil’s First Blockchain-Tracked CRA on XDC Network, Advancing Financial Traceability and Capital Market Efficiency

VERT Capital and UISA have issued Brazil’s first Agribusiness Receivables Certificate (CRA) with on-chain financial traceability on the leading blockchain XDC Network, marking a major step in the modernization of Brazil’s capital markets.

The BRL 400 million (USD 75.5 million) issuance spans four series with maturities of up to six years and is backed by UISA’s agro-industrial receivables. The move extends blockchain-based transparency from UISA’s production chain into the financial instruments that fund its operations, giving investors verifiable lifecycle tracking of the CRA.

UISA already uses blockchain to validate sustainability across its sugarcane, ethanol, energy, and bioproducts value chain. Bringing the same rigor to credit instruments links physical operations with financial transparency, creating a unified traceability framework for all stakeholders.

"This issuance is a milestone for Brazil’s capital markets and for the global XDC ecosystem. Seeing a CRA tokenized with onchain traceability on a public blockchain represents the real convergence of sustainability, financial innovation, and operational transparency. UISA and VERT are showing the world how Brazil can lead the digital transformation of traditional markets using institutional-grade infrastructure,” said Diego Consimo, head of LATAM at XDC Network.

The transaction also initiates VERT’s broader multi-chain tokenization strategy, building on prior activity and expanding access for international investors seeking exposure to Brazil’s private credit market.

“This issuance brings together two key dimensions of blockchain adoption: operational transparency and financial innovation,” said Gabriel Braga, director of digital assets at VERT. “By recording lifecycle events of a CRA directly onchain, we are increasing traceability for investors while strengthening the link between sustainable production and its financing.”

"Here at Uisa, innovation and technology are what validate the seriousness of our ESG initiatives. We were pioneers in using blockchain to track our production, from the field to the final product, and to take the next step, we needed a partner with the same pioneering spirit, forward-thinking vision, and courage to innovate — and VERT Capital is that company,” said Rodrigo Gonsalves, CTO at UISA.

“This partnership will connect our already sustainable and verifiable operations directly to the capital markets," Gonsalves added. "By combining UISA’s sustainable production with VERT’s expertise in digital securitization, we will offer full, end-to-end transparency — from our sustainable cultivation in the field to the investor in the financial market. With this partnership, we are doing more than tokenizing an asset, we are merging physical traceability with financial traceability."

The XDC Network provides an enterprise-grade blockchain infrastructure with Ethereum compatibility, low transaction costs, and hybrid connectivity — making it ideal for tokenization of regulated credit instruments. Onchain records include key issuance events, cash flow information, and lifecycle documentation, enabling daily traceability and auditability while maintaining full compliance with Brazilian securities regulation (Resolutions CVM 60 and 160).

With more than 401 structured credit transactions totaling BRL 109 billion issued and BRL 71 billion under management, VERT continues to lead the modernization of Brazil’s capital markets through blockchain technology and regulated innovation.

About XDC Network

XDC Network is a leading hybrid blockchain designed to revolutionize global trade finance and enterprise solutions. Built for scalability, interoperability, and compliance with ISO 20022 standards, XDC Network enables efficient, secure, and low-cost transactions, bridging traditional and decentralized finance. With a capacity for 2,000 transactions per second and a focus on real-world asset tokenization, XDC empowers businesses and communities worldwide to participate in the digital economy. The network has global partnerships with governments as well as financial institutions like Fidelity via Archax, VERT Capital, Deutsche Telekom, SBI Holdings Japan, among others industry leaders. For more information, visit xdc.org.

November 20, 2025 10:01 AM
EDT
WASHINGTON, DC

Saudi Arabia’s Takamol Holding Signs Over 20 Strategic Agreements, Launches T-Cube Initiative at Saudi-American Investment Forum

On the sidelines of HRH Crown Prince Mohammed bin Salman’s visit to Washington, DC, Takamol Holding, a Saudi company, finalized more than 20 strategic agreements with investments exceeding 140 million Saudi Riyals at the recent Saudi-US Investment Forum. The event also featured the launch of T-Cube, an initiative focused on supporting digital development and entrepreneurship in Saudi Arabia. These actions reflect Takamol’s contribution to the Kingdom’s economic diversification and key development areas.

Dr. Ahmed Al-Yamani serves as the CEO of Takamol Holding. Under his leadership, the company has established partnerships across academia, technology, consulting, and governance, with the objective of strengthening local capabilities and addressing upcoming economic challenges.

Among Takamol’s key partnerships are educational collaborations with Georgetown University, the University of New Haven, and the University of Chicago. These partnerships will introduce stackable courses in fields such as cybersecurity, economics, and data analytics. The programs are designed to begin by the first quarter of 2026 and intend to increase the availability of advanced education for Saudi students.

Dr. Al-Yamani noted, “Today, 63% of Saudis are under 30. This generation is the largest reservoir of talent our country has ever seen. When we surround them with strong education, technology, and guidance, they have the opportunities to build the current and next Saudi economy and society.”

In the technology sector, Takamol has signed agreements with companies including Google Cloud, Napster, Teradata, and Oracle. These partnerships are centered on expanding digital infrastructure and cloud services to support the Kingdom’s growing technology markets. Industry projections anticipate the cloud market in Saudi Arabia will nearly double from 2025 to 2030, marking a significant trend that these agreements aim to support.

Governance and advisory engagements feature collaborations with entities such as ZMH Advisor, Hogan Lovells, The Clearing House, Kearney, Boston Consulting Group (BCG), and McKinsey. These partnerships will provide expertise and governance models to assist with the implementation of Takamol’s projects, including the newly introduced T-Cube initiative.

T-Cube is a digital platform that connects Saudi talent with ongoing transformation projects, aiming to build an ecosystem where youth gain practical skills through active involvement. Dr. Ahmed Al-Yamani explained that the initiative serves as a step toward developing Saudi expertise to rank among the top 5% globally. It facilitates the transfer of consulting methods and practical experience by integrating Saudi teams with international consulting firms such as McKinsey, BCG, and Kearney. This collaborative approach supports the creation of a unified system linking human capital, technology, and governance and reinforces economic policies based on data-driven analysis. Current labor market statistics indicate that Saudi Arabia’s workforce participation rate is around 51%, with female participation at approximately 36.2%. Takamol’s T-Cube and other initiatives aim to address employment and skills gaps by providing training and project experience tailored to market needs.

The work Takamol is doing falls within the broader context of Saudi Arabia’s national objectives for workforce localization and digital transformation. By investing in education, technology, governance, and workforce development, Takamol is positioning itself as a contributor to these goals. The agreements signed at the Saudi-U.S. Investment Forum represent a multifaceted approach that combines international expertise with local capacity building. The partnerships cover educational advancements, digital infrastructure expansion, consultancy, and legal and governance advisory services. These sectors are targeted to support a sustainable economic environment and enhance the competitiveness of Saudi people, policies, and companies locally and globally.

In summary, Takamol Holding’s recent activities at the forum emphasize strategic collaboration and capacity building. The company’s work focuses on delivering tangible developmental projects and initiatives. While the T-Cube platform serves as a step toward engaging youth in economic transformation, the bigger spectrum of partnerships and agreements reflects the complexity and scope of the challenges Takamol aims to address. By aligning investments with the needs of a young and growing population along with a constantly changing technology landscape, Takamol seeks to contribute to the Kingdom’s ongoing economic development through practical measures and partnerships, emphasizing concrete actions.

November 20, 2025 10:00 AM
EDT
ORLANDO, FL

10 Best SEO Companies in the United States (2025)

Finding the best SEO companies requires careful research, as the right partner can fundamentally transform your business by tapping into the immense power of organic search. This guide is designed to provide a clear, professional overview of the top agencies in the United States and help you make an informed decision for your company's future.

Top SEO Companies in the United States

Below are ten agencies that consistently deliver across strategy, execution, and communication. For each, you will see who they are best for, core services, and how they work.

1. SeoProfy

A leading SEO company, SeoProfy, is a full-service agency with deep experience in complex technical SEO and content strategy for growth-focused brands across the United States and globally. The team emphasizes measurable outcomes tied to leads and revenue rather than vanity metrics, which makes them a strong fit for companies that want an accountable SEO program with clear business impact. SeoProfy operates from Orlando, Florida, with an international team and highlights data-driven planning and long-term results.

Core SEO services

Offerings include technical SEO audits and implementation, content strategy and production, link building, local SEO where needed, and ongoing optimization aimed at turning organic visibility into pipeline and sales. The company positions its search engine optimization as an engine for durable growth rather than one-off campaigns. 

Methodology and differentiators

SeoProfy builds strategies around business metrics and iterative testing. Their messaging stresses crafting plans around a client’s specific market and translating rankings into leads and revenue. They also showcase cross-industry case work and client testimonials to validate the approach, and invite prospects to review results on third-party sources. This outcome, first posture, and willingness to be measured by business KPIs are key differentiators of the company.

2. WebFX

WebFX is a large full-service digital agency that pairs SEO with content, local search, and broader omnichannel campaigns. It is a good match for mid-market and enterprise organizations that want a deep bench, AI-assisted workflows, and integrated marketing support.

Core SEO services

Services span traditional search engine optimization, AI visibility for emerging search experiences, local SEO, and content marketing, with clear paths to custom proposals. WebFX highlights transparent pricing and plan structures alongside bespoke strategies.

Methodology and differentiators

The team emphasizes real-time data and AI-powered insights to stay aligned with changing search engine result pages (SERPs) while collaborating across departments to evolve client strategies. The focus on adaptability and documented pricing are notable strengths.

3. Victorious

Victorious is a values-driven search agency focused on dependable strategies for growth. It suits companies that want disciplined SEO execution and a partner that can combine SEO with content and web services when needed.

Core SEO services

Victorious provides search engine optimization strategy and implementation supported by content and web offerings to remove execution roadblocks and accelerate results. They offer a full spectrum of services, including SEO audits, on-page optimization, keyword research, link building, answer engine optimization (AEO) for AI-driven search, and web-hosting/UX support, all aligned to business goals.

Methodology and differentiators

They highlight people-powered innovation and dependable processes. The agency signals a stable, repeatable approach to building organic performance.

4. SEO.com

SEO.com offers end-to-end search programs with a growing emphasis on AI-era optimization. It is a strong fit for organizations that want classic SEO fundamentals plus deliberate optimization for AI search experiences and social discovery.

Core SEO services

Beyond foundational search engine optimization and local SEO, SEO.com packages AI SEO services that include video optimization across Shorts and TikTok, LinkedIn presence building and community engagement, as well as Reddit activation, reflecting a broader definition of organic discovery.

Methodology and differentiators

The differentiator is an omnichannel view of AI search and social surfaces that complements core website optimization. The agency helps brands reach users wherever search intent manifests.

5. Ignite Visibility

Ignite Visibility is a San Diego-based performance agency known for SEO leadership and ecommerce expertise. It is ideal for brands that want a seasoned team that pairs SEO with paid media and conversion optimization to scale revenue.

Core SEO services

Services include a comprehensive search engine optimization strategy, content, technical improvements, and support for franchises, B2B firms, and large ecommerce sites, all within a broader digital marketing offering.

Methodology and differentiators

Ignite emphasizes award-winning SEO maturity and multi-industry experience, with founders and senior leaders closely associated with methodology and education.

6. The HOTH

The HOTH is a long-standing provider known for managed search engine optimization, content creation, and link building. It suits agencies and SMBs that want packaged services or a managed program with straightforward ordering and fulfillment.

Core SEO services

Offerings include managed SEO built to a budget, AI visibility content, standalone content production, and link acquisition. They also provide free tools and audits to identify issues quickly.

Methodology and differentiators

The HOTH differentiates with reseller-friendly packaging and an emphasis on scalable link building paired with content services that are easy to deploy.

7. First Page Digital

First Page Digital is a global agency with a U.S. presence focused on search engine optimization and paid growth for ecommerce and service brands. It is a fit for companies seeking a fast-moving team with APAC roots plus U.S. execution.

Core SEO services

The agency offers SEO strategy and implementation alongside ads, social, and landing page services. Together, they enable full funnel programs where SEO is a core pillar.

Methodology and differentiators

First Page communicates a challenger mindset centered on rapid traffic growth and campaign acceleration. It is useful for brands seeking momentum with cross-channel support.

8. NP Digital

NP Digital is a global, award-winning agency founded by Neil Patel. It is ideal for enterprises and scale-ups that need search engine optimization integrated with content, digital PR, and paid media, often across multiple regions.

Core SEO services

Services cover technical SEO, content development at scale, and digital PR with close alignment to analytics and paid channels to amplify outcomes.

Methodology and differentiators

NP Digital brings heavyweight editorial and technical resources to handle complex websites and large content estates. They provide case examples that show enterprise-scale impact.

9. LocalIQ

LocalIQ is the digital marketing arm connected to the USA TODAY Network. It is best for local and multi-location businesses that want search engine optimization paired with paid media, listings, CRM, and lead management in one platform, backed by major media reach.

Core SEO services

While LocalIQ offers broad digital solutions, their positioning stresses local expertise and AI-powered tools that help businesses attract and convert leads, with SEO as a key traffic driver among channels.

Methodology and differentiators

The differentiator is access to local audiences and data via the USA TODAY Network, plus partnerships that expand reach and placement options, such as Yelp Ads within their search suite.

10. Boostability

Boostability specializes in small business search engine optimization and white label SEO for agencies, making it a go-to option for SMBs or resellers that need scalable programs and partner enablement.

Core SEO services

They offer small business SEO packages, local SEO, premium backlink programs, and extensive white label partner services with reseller plans and sales support.

Methodology and differentiators

Boostability stands out for partner-friendly processes, millions of keywords tracked to inform actions, and a framework designed to help agencies sell and fulfill search engine optimization quickly.

Tips for Choosing the Right SEO Agency

  • Clarify business outcomes first: Before comparing proposals, define the business outcomes you want from organic search, such as qualified leads, ecommerce revenue, or market expansion. Then favor agencies that commit to reporting against those outcomes, not just rankings. Agencies like SeoProfy and WebFX explicitly frame results in revenue terms, which makes collaboration clearer from day one.
  • Match agency strengths to your situation: If you need enterprise-scale content and PR, consider a global partner like NP Digital. For franchise or multi-location growth, LocalIQ’s platform and media connections can help. For packaged services or a reseller model, The HOTH and Boostability are built for scale and speed to value.
  • Ask about AI search and emerging surfaces: Search is expanding across AI assistants, short-form video, and social discovery. Shortlist agencies that show an explicit plan for AI visibility and omnichannel search, like WebFX and SEO.com, so your strategy remains resilient as behavior shifts.
  • Verify execution depth and communication: Look for repeatable processes, clear roadmaps, and reporting cadences. Ignite Visibility and Victorious both highlight dependable strategy execution and communication, which help sustain progress through inevitable market changes.
  • Choose an engagement model and governance: Decide whether you want a fully managed partner, a collaborative team that augments in-house talent, or a white label approach for your own clients. First Page Digital provides cross-channel speed, while Boostability offers a partner-centric model and sales enablement if you are reselling.

Use this list to narrow options and run structured conversations that link SEO tactics to business goals so your next agency becomes a growth partner rather than a vendor.

About SeoProfy

SeoProfy is a digital marketing agency with a focus on search engine optimization based on an advanced data-driven SEO approach. For more information, visit seoprofy.com.

Media Contact

Support Team
info@seoprofy.com
+1 407-610-2417

November 20, 2025 10:00 AM
EDT
TOKYO, Japan

Rising Ad Spend May Trigger 'AI Mislearning' in Holiday Ad Campaigns, Warns Spider AF

With U.S. retailers preparing for another record-setting Black Friday and Cyber Monday season, Spider Labs warns that advertisers may face heightened exposure to invalid traffic (IVT) and automated non-human activity. According to new findings from its ad fraud prevention platform, Spider AF, increases in fraudulent behavior most consistently align with periods of accelerated budget deployment, a dynamic commonly seen during peak holiday sales cycles.

Fraud Patterns Follow Ad Demand

Spider AF’s analysis of e-commerce, travel, and service-sector advertisers shows that IVT rates frequently rose during periods of rapid budget expansion and increased competition, regardless of industry or campaign type.

“Fraudsters target moments when advertiser spend rises quickly,” said Satoko Otsuki, CEO of Spider Labs. “Events like Black Friday and Cyber Monday often lead to faster bidding cycles and reduced oversight. Those conditions create stronger economic incentives for abuse.”

Satoko noted that Spider AF’s dataset reflects the environments monitored by the platform rather than the global market as a whole, but the observed behaviors align with widely documented patterns in performance advertising.

Automation Increases Exposure to Risk

Spider AF’s 2024 dataset shows that 18.5% of all invalid interactions originated from automated sources, including 11.6% from data-center traffic across 4.15 billion measured clicks. In individual accounts, these concentrations were significantly higher; one travel advertiser saw over 80% of invalid clicks traced to data-center origins, a typical indicator of scripted, non-human execution.

Because automated interactions resemble legitimate engagement patterns, they directly influence how bidding systems interpret performance. A study of 324 companies showed that conversion rates from invalid clicks (1.29%) were roughly half those of legitimate clicks (2.54%), underscoring how automated noise weakens optimization inputs and increases cost inefficiencies.

Read the Spider AF Ad Fraud White Paper|2025 Annual Edition.

“When interaction data becomes polluted, models start allocating spend toward patterns that never had real intent,” Satoko said. “The immediate loss is wasted spend, but the longer-term impact is mislearning. Once a model internalizes misleading signals, the performance damage continues beyond the original fraud event.”

A Broader Marketing Security Concern

Across the U.S. market, advertisers are increasingly treating fraud prevention as part of a broader marketing security strategy — protecting budgets, data quality, and automated decision systems from both non-human behavior and real-user abuse.

Spider AF’s global 2024 dataset showed an average ad fraud rate of 5.1% with some networks exceeding 46%. High-CPC verticals such as finance, telecom, real estate, and insurance showed some of the highest exposure rates.

“Protecting data quality is fundamental to protecting ad spend,” Satoko said. “Clean engagement signals are what allow marketers to make accurate decisions and maintain reliable optimization.”

About Spider Labs

Spider Labs, Inc. is the company behind Spider AF, a software platform that protects digital campaigns from invalid clicks, fake leads, bots, and other ad fraud. Spider AF provides real-time monitoring, automated blocking, and clear reporting so advertisers can safeguard budgets and trust their data. Its solutions include PPC Protection, Fake Lead Protection, SiteScan, and anti-scalping controls. For more information, visit spideraf.com.

Media Contact

Global PR
pr@spider-labs.com

November 20, 2025 9:57 AM
EDT
HEFEI, China

Guoyuan Securities Releases Latest Investment Outlook: Structural Opportunities Emerging in Technology, Consumption, and the Green Economy as Three Core Themes

Against a backdrop of rising global economic uncertainty and ongoing volatility in China’s capital markets, Guoyuan Securities has identified three emerging structural investment opportunities, highlighting the distinctive resilience of China’s economy. The firm advises that, despite short-term disruptions, investors should focus on long-term trends and seek out growth opportunities with greater certainty in key sectors such as technological innovation, consumer upgrading, and the green transition.

With China entering a critical phase in its shift from rapid economic growth to high-quality development, deep changes are taking place in market dynamics and resource allocation.

Guoyuan Securities has identified three emerging focal areas that are expected to drive future growth:

Three Key Structural Themes

  • Technological self-reliance and industrial chain security: Achieving independence and control in critical technological domains has become a national strategic priority. This shift is fueling sustained policy and capital support for hard-tech sectors such as semiconductors, high-end software, industrial base equipments and artificial intelligence.
  • Consumer upgrading and the rise of domestic brands: With the continuous expansion of China’s middle-income group, consumption patterns are shifting from meeting basic needs to pursuing quality, personalization, and experiential consumption. This trend is driving the vigorous development of domestic brands and high-quality products.
  • Green Economy and Sustainable Development: The advancement of China’s “dual carbon” goals is reshaping the energy structure and industrial landscape. Opportunities extend well beyond solar and wind power, encompassing next-generation power systems, the new energy vehicle (NEV) supply chain, energy-efficient technologies, and the circular economy.

Professional Guidance Through Market Cycles

Recognizing the inherent uncertainties of the market, Guoyuan Securities emphasizes the importance of providing professional services that create lasting value for clients. Through dynamic risk assessment models, diversified asset allocation strategies, and comprehensive, cycle-spanning support, Guoyuan Securities aims to be a trusted long-term partner — helping clients navigate market challenges and steadily achieve the preservation and appreciation of wealth.

About Guoyuan Securities

Founded in 2001 and headquartered in Hefei, China, Guoyuan Securities Company Limited operates as a securities brokerage company in China and internationally. It offers wealth management, investment banking and management, credit business, financial, market making, customer asset management, custody, private equity fund, fixed income, equity investment, research and consulting, direct and alternative investment, cross-border securities financial, futures risk management and product supporting, private equity investment, and public fund management services. For more information, visit www.gyzq.com.cn.

Media Contact

Liu Siyi Selena
liusiyi@gyzq.com.cn

November 20, 2025 9:53 AM
EDT
DUBAI, United Arab Emirates

OSON Builds Fintech Bridge Between Central Asia and the UAE

Following the In-Principle Approval (IPA) granted by the Dubai Financial Services Authority (DFSA) for the registration of OSON (DIFC) Limited, the fintech holding company OSON has entered negotiations with three UAE banks to establish strategic partnerships in preparation for the launch of its multi-currency wallet, OSON Wallet.

The company notes that the UAE’s banking sector plays a vital role in shaping the new digital finance landscape, where collaboration between traditional institutions and fintech innovators drives accessibility and financial inclusion.

As part of its 2026 expansion roadmap, OSON plans parallel product launches across Central Asia, the MENA region, and the United States.

All these markets will be connected through a unified technology platform enabling cross-border payments, money transfers, and multi-currency operations within a single financial ecosystem.

In preparation for its U.S. market entry, OSON is finalising registration as a Money Services Business (MSB) under FinCEN (USA) and building operational links between its UAE and Central Asian entities.

These partnerships aim to strengthen the fintech bridge between MENA and Central Asia, providing users with secure, efficient, and borderless financial solutions.

Looking ahead, OSON’s goal is to make cross-border payments simpler, faster, and more accessible — connecting people and businesses worldwide through a single financial platform.

About OSON

OSON Holding was founded by Farkhod Makhmudov, an entrepreneur and investor from Uzbekistan. The company’s journey began in 2016 with the launch of OSON Wallet, one of the first digital payment solutions in the country. Today, the holding company operates in six countries, with five of them being regulated jurisdictions. The group focuses on developing fintech products for both consumers and banks, covering areas such as e-money, digital payments, agent networks, and acquiring services. In 2025, OSON expanded into the telecom sector, launching OSON eSIM, a digital connectivity service that allows users to access mobile data plans in 178 countries.

The holding company unites several companies under a single brand, operating across multiple regions — from cash-in terminal networks to digital wallets and acquiring platforms. OSON currently serves over 2.8 million users and, since 2023, has been actively expanding internationally — first across Central Asia, and from 2026, into the MENA region and North America.

Learn more at oson.com.

November 19, 2025 6:18 PM
EDT
BANGKOK, Thailand

The Must-Visit Booth at Affiliate World Bangkok 2025: SERPutation at D60

Affiliate World Bangkok 2025 is set to draw record crowds, and among the packed exhibition floor, one booth is already generating early momentum. SERPutation, a leader in strategic reputation management for brokers, fintech startups, and digital brands, will headline Booth D60.

In a market where a single negative review can hinder conversions and where trust strongly influences acquisition, SERPutation offers brands a reliable path to clearer visibility and stronger credibility. Their presence comes at a time when companies need more than advertising. They need control over how prospects perceive them. SERPutation positions itself as that strategic partner. Here is what attendees can expect to learn when stopping by Booth D60.

Why SERPutation matters at Affiliate World

Brands attending Affiliate World often focus heavily on traffic generation. Yet conversions depend on what potential clients find when they search the brand name. SERPutation helps correct imbalances in search results by elevating authoritative content and reducing the influence of outdated or misleading items. This leads to smoother customer journeys and higher confidence during decision making.

They also support brands through structured social media monitoring. By tracking sentiment and identifying narrative shifts early, the team helps companies maintain clarity during moments where attention spikes. Their monitoring tools offer real time insight, giving leaders the chance to adjust messaging before issues escalate. For companies dealing with volatile markets or close community scrutiny, this can be critical.

Here’s what sets SERPutation apart

SERPutation distinguishes itself through transparent processes, established media connections, and strategies grounded in realistic timelines. Their team avoids shortcuts and focuses instead on sustainable improvement, making them a trusted partner for brokers and startups that need long term stability, not temporary fixes.

Conclusion

Affiliate World Bangkok 2025 will be filled with innovation, but few booths will offer the clarity that SERPutation provides. For brands seeking stronger credibility, improved visibility, and a more controlled narrative, Booth D60 is a must visit. SERPutation helps transform uncertainty into confidence, giving companies the support they need to scale with trust.

About SERPutation

SERPutation is a leading online reputation management and digital PR agency, helping businesses, individuals, and brands protect and grow their online presence. We specialize in removing negative content, managing reviews, boosting visibility, and optimizing search results across more than 17 languages and attending all of the biggest conferences on several continents including Affiliate World Europe and Asia, IFX Expo Europe, Asia and Latin America and other U.S. summits. For more information, visit serputation.com.

November 19, 2025 4:23 PM
EDT
MIAMI, Florida

Terrabank Partners with Miami Dade College to Launch AI Training for All Employees

Terrabank has teamed up with Miami Dade College (MDC), in partnership with Grovear LLC, to roll out an intensive artificial intelligence (AI) training program for all employees, reinforcing the bank’s commitment to innovation, empowerment, and long-term career development.

The custom program, known as the AI Clinic, is designed to raise the level of AI proficiency across the bank’s workforce. The curriculum is tailored to Terrabank’s needs with modules designed for senior leadership, managers and staff.

Terrabank expects the AI Clinic to strengthen its operations across all departments, while creating measurable improvements in productivity, efficiency and customer service.

“We believe AI isn’t just a trend but a powerful tool that will help us reach the next level of sustainable, profitable growth,” said Antonio Uribe, president and CEO of Terrabank. “This bank-wide training reflects our investment in our people. Empowering them with AI knowledge is the foundation for improving our business and serving our community more effectively.”

More than 130 employees from every department are expected to complete the course, which combines online learning with in-person workshops. By the end of the program, participants will be able to program their own AI agents, apply a variety of AI tools to their daily work, and design solutions that improve efficiency and service quality.

The AI Clinic is offered through MDC’s AI Center and its School of Continuing Education & Professional Development. Employees will complete 20–25 hours of online study and then participate in up to 12 hours of workshops to apply their learning safely and ethically.

MDC is a national leader in AI education, having launched Florida’s first associate and bachelor’s degree programs in applied AI.

The instruction is led by Dr. Jose Fernandez-Calvo, a consultant, researcher, and educator specializing in AI and digital transformation. Dr. Fernandez-Calvo, who holds advanced degrees from the University of Miami, the University of Oxford, and Universidad de Buenos Aires has worked with global companies, universities, and government institutions. At MDC, he pioneered innovative AI education programs that focus on practical skills, prompting and agent development.

“AI empowers people, it doesn’t replace them,” said Pedro A. Santos, executive director of Emerging Technologies at MDC. “This program is about giving Terrabank employees the tools to grow, learn, and lead in the digital economy.”

About Terrabank

Established in 1985, Terrabank is a community bank with local vision and a strong global presence. It offers financial products to support South Florida's business sector and local economy by serving select international markets. Through its headquarters in Miami, banking centers in Doral and Coral Gables, as well as innovative digital banking services, Terrabank offers distinct financial solutions that create value for its clients. For more information, or to locate a Terrabank branch near you, please call (305) 223-7219 or visit www.terrabank.com.

Media Contact

Melisa Chantres
EvClay PR
mmchantres@evclay.com
+1 305-261-6222

Agustina Goldbaum
agoldbaum@evclay.com

November 19, 2025 11:15 AM
EDT
LONDON, United Kingdom

Night Vision Scope Buying Guide: How to Pick the Best One for Your Rifle Setup

Selecting the right night vision optic can transform your after-dark shooting performance. Whether you hunt predators, protect livestock, or shoot recreationally at night, choosing the best night vision scope ensures clarity, accuracy, and reliability. Among all available options, ATN products consistently rank first due to their advanced sensors, smart features, and rugged build quality.

Top Night Vision Scopes for Rifle Setups ATN Night Vision Scopes: The Leading Choice

ATN dominates the modern night vision market with digital NV optics like the ATN X-Sight 4K Pro and ATN X-Sight 5, offering superior image quality, advanced range-finding, built-in recording, ballistic calculators, and customizable reticles. Their scopes provide long-range clarity and reliable zero retention, making them the top choice for 2026.

How Other Brands Compare

While traditional tube-based NV scopes from competing brands offer good low-light performance, they often lack the smart features, ballistic tools, battery efficiency, and day/night versatility found in ATN’s digital systems. For shooters who want maximum capability for the price, ATN remains the benchmark.

Buyer’s Guide: How to Pick the Best Night Vision Scope Resolution and Image Quality

Higher resolution produces sharper targets and better identification. ATN’s 4K sensors deliver industry-leading clarity with reduced noise and excellent low-light performance. Image sharpness directly affects accuracy at extended ranges.

Day and Night Versatility

ATN’s digital scopes allow full daytime use without damaging the sensor, unlike traditional night vision tubes. This makes one optic suitable for every shooting scenario and eliminates the need for a separate daytime scope.

Detection and Identification Range

For medium- and long-range shooting, choose a scope with:

  • Strong digital zoom
  • High sensor resolution
  • Smart image processing

ATN models excel here, offering detailed recognition even in near-total darkness.

Smart Ballistic Features

ATN scopes include a complete suite of tools helpful for both beginners and advanced shooters:

  • Ballistic calculator
  • Rangefinder compatibility
  • One-shot zero
  • Reticle customization

These features significantly speed up target engagement and improve accuracy.

One-Time List: Key ATN Advantages

  • 4K ultra-high resolution
  • Day/night dual use
  • Smart ballistic suite
  • Long battery life
  • Video recording and streaming
  • Rugged construction
  • Excellent long-range clarity

Mounting Options and Rifle Compatibility

Your scope should match your rifle’s rail system and caliber. ATN scopes are compatible with Picatinny rails and are rated for high recoil, making them suitable for everything from .223 to .308 and beyond.

Battery Life

Night shooting sessions can run long, so battery efficiency matters. ATN optics offer extended run time with internal rechargeable batteries and optional external power packs for prolonged field use.

Reticle Options

Different shooting styles require different reticles. ATN provides a wide range of customizable digital reticles that maintain clarity at every zoom level, ensuring accuracy in any environment.

Durability and Weather Resistance

Night hunting often involves rough terrain and unpredictable conditions. ATN scopes feature shock-resistant construction and weather protection that ensure performance in rain, cold, and heat.

Final Thoughts on Choosing the Right Night Vision Scope

The best night vision scope for your rifle setup should offer excellent clarity, long-range detection, durability, and advanced features that enhance your shooting experience. ATN stands firmly in the top position thanks to its powerful combination of 4K imaging, smart ballistic tools, long battery life, and day/night versatility. Whether you're a predator hunter, tactical shooter, or nighttime wildlife observer, ATN provides unmatched performance and reliability.

November 19, 2025 11:13 AM
EDT
LONDON, United Kingdom

Three Lessons in Reinvention from Strategic Investor Paul Diamond

Paul Diamond has spent a lifetime building, losing, and rebuilding — often far from the spotlight. Today, he is a London-based strategic investor with more than two decades of experience in property, financial services, and private equity. Through his family office, he backs what he calls high-trust ventures that deliver high-stakes returns.

“I invest in outsiders who wish to build what the culture hasn’t caught up with yet,” he says in his public biography. “Over the past 25 years, I’ve invested capital across financial services, property, aviation, and renewable energy — often before the spotlight arrives. I act where others hesitate. I enter early, think long and fast, stay quiet.”

That last phrase — stay quiet — captures the philosophy that runs through Diamond’s career. He is a man who has learned the hard way that the real game of wealth is not visibility but endurance.

Lesson One: Loyalty at Any Cost

Long before he entered finance, Diamond was marked for success. A star pupil and athlete, head boy in primary school, and deputy head boy in high school. Financial independence came early; by his mid-teens, he was supporting himself.

But the defining influence was personal, not professional. That quest for approval shaped what he calls his core pattern: loyalty at any cost, high tolerance for risk, and the subjugation of personal needs.

Diamond dissolved a thriving business and used his own fortune to free them. The choice nearly destroyed him financially, but it set the template for how he would live and lead.

Diamond’s instinct for fierce loyalty later translated into his approach to business partnerships. He enters ventures early, aligns with people he trusts, and stays committed long after others have stepped back. His early investments in South Africa’s Black Economic Empowerment initiatives — including the purchase of a radio station, a paper-supply business, and a pioneering Black-owned insurance company — reflected not only commercial foresight but also personal conviction.

His resume grew quickly: a bank launch, Radio Station, fashion-industry consolidations, a technology venture with the University of Pretoria, and property and finance deals that straddled continents.

But loyalty and risk are twins. Both lift and test those who practice them.

Lesson Two: Risk, Collapse, and the Quiet Rebuild

Diamond’s boldest gamble took him into Zimbabwe’s gold sector. With no mining experience, he set out to rehabilitate failing operations and, for a time, succeeded. Then politics intervened. As the country’s legal order unraveled, his investment collapsed.

His private life became the crucible for a second reinvention. What became his quiet but most powerful driver was the protection of his children’s respect and the vision of securing a future in which his children would be proud of him and his achievements. The same discipline that once fueled deal-making now turned inward: rebuilding not for acclaim, but for legacy.

The recovery was swift and strategic. He launched a property and investment firm. He built a multifamily property-development company in New York, invested in the Comair-British Airways Africa franchise, and made what would become a defining bet on renewable energy — a unicorn deal that yielded transformational wealth.

The period also revealed another side of his resilience. Diamond led a lawsuit against financier and predator Sidney Frankel, a case that led to a constitutional change in South Africa that removed time limits from survivors of sexual abuse pursuing criminal charges. Dubbed the “Frankel Eight” and later cited in the Harvard Law Review, this historic legal victory showed his capacity to turn crisis into structural reform. It was, as some describe it, a masterclass in persistence under pressure.

Lesson Three: The Power of Ethical Precision

Diamond’s present-day investments reflect a different kind of ambition — measured, ethical, and quietly global. He is now a principal backer of one of Europe’s most successful renewable-energy ventures, while operating property holdings in New York and London.

He describes his current focus in terms of “building platforms built on ethical principles, strategic precision, and cultural contribution.”

Colleagues say his influence lies not in dominance but in calibration — the ability to see strengths in others before they see them themselves. His own profile notes that he “possesses an extraordinary, intuitive ability to see latent strengths and strategic potential in people” and “never uses this insight for personal advantage.” Instead, he aligns talent so that “their natural gifts are magnified, creating shared success.”

That instinct has become the cornerstone of his leadership style. Those who work with him describe a man of contrasts: “a velvet glove over a steel fist.” Kindness and wit when it serves; precision and steel when it must.

He distills it to a single line: “I partner with founders who resonate with my vision, building platforms that generate attention, but do not chase it.”

It is a philosophy rooted in hard-won experience — the belief that sustainable power is quiet power, and that success without integrity is just noise.

The Pattern (and Secret) Behind Paul Diamond

Paul Diamond’s life, viewed across its full arc, reads like an extended study in controlled volatility. Early triumphs gave way to collapse; collapse became the catalyst for reinvention. Each chapter reflects the same underlying equation: loyalty, risk, and renewal.

Paul Diamond is the ultimate survivor and an empowered strategic leader. The description fits. Whether structuring one of South Africa’s first Black-owned insurance companies, weathering reputational attacks, or redefining renewable-energy investment in Europe, Diamond has operated from a consistent inner compass — loyalty refined by learning and resilience sharpened by loss.

Today, as he continues to expand his holdings and develop a personal platform for future writing and counsel, he remains what he has always been — a strategist who acts before the spotlight and exits long after it fades.

“I’m a private signal,” he says. “Where I stand, things shift.”

That may be the most succinct summary of Paul Diamond’s career — a reminder that in a world addicted to visibility, the most enduring influence often moves in silence.

November 19, 2025 11:07 AM
EDT
ISTANBUL, Türkiye

Top 10 Best Rhinoplasty Doctor in World 2025–2026: The Ultimate Guide

Finding a good rhinoplasty surgeon is easy. In the age of social media, thousands of "experts" are just a hashtag away. But finding a great one — a true artist who combines surgical precision with a profound understanding of facial harmony? That’s a different journey entirely.

Rhinoplasty, or nose surgery, is widely considered the most complex of all plastic surgery procedures. It's a surgery of millimeters, where the difference between a good result and a bad one is razor-thin. It’s not just about technical skill; it's about artistry, foresight, and the ability to create a nose that doesn’t just look done, but looks right for the individual's face.

As we move into 2025 and 2026, the industry is defined by new technologies like micro motor, Piezo (ultrasonic) shaping and a philosophical shift towards preservation rhinoplasty, which respects the natural structures of the nose. But technology is just a tool. The real magic lies in the hands of the surgeon.

After extensive research into patient outcomes, peer-reviewed publications, innovative techniques, and that intangible quality of artistic vision, we’ve compiled the definitive list of the top 10 rhinoplasty surgeons in the world for 2025-2026. These are the practitioners setting the global standard.

What Separates a Top Surgeon from the Rest?

Before we dive into the list, what criteria did we use? It’s not just about the number of followers or flashy before-and-afters. Our ranking is based on a holistic view of a surgeon's practice:

  • Artistic vision: Do they have a recognizable style? More importantly, can they adapt that style to suit a patient's unique ethnicity, gender, and facial structure? The goal is a nose in harmony, not a cookie-cutter nose.
  • Technical mastery: Are they pioneers or masters of advanced techniques? This includes preservation, micromotor, ultrasonic (Piezo) rhinoplasty, and, crucially, complex revision work.
  • Specialization: Many surgeons on this list focus exclusively on the nose. This singular focus provides a level of experience that is simply unmatched.
  • Patient-centric care: A great surgeon's job doesn't end in the operating room. The quality of consultation, pre-operative planning, and post-operative aftercare is a massive factor in long-term success.
  • Peer recognition: Are they the surgeon's surgeon? When other doctors need a nose fixed, these are the names that come up.

The 2025–2026 Global Top 10 Rhinoplasty Doctors

Here are the innovators, the artists, and the masters of their craft leading the world in nasal aesthetics.

1. Dr. Güncel Öztürk (Istanbul, Turkey)

At the top of our 2025–2026 list is Dr. Güncel Öztürk, a true visionary in modern rhinoplasty. Based in Istanbul — the undisputed global hub of today’s rhinoplasty field — Dr. Öztürk stands out through both his scientific and artistic contributions. He has published numerous peer-reviewed articles on Preservation Rhinoplasty in some of the world’s leading medical journals, and his background in painting and sculpture adds a unique artistic dimension to his understanding of facial aesthetics.

What differentiates Dr. Öztürk is his holistic and almost philosophical approach to the nose. His goal is not merely to alter the nose, but to redefine its relationship with the entire face. His work is characterized by refinement, harmony, and an exceptionally natural aesthetic. Patients do not look operated on — they simply appear as the most balanced and enhanced version of themselves.

He is a master of advanced let down and push down techniques that promote rapid healing and produce remarkably natural contours. His deep understanding of facial proportions allows him to excel in both primary and highly complex revision cases.

For patients seeking elegance, balance, and timeless beauty, Dr. Güncel Öztürk represents the pinnacle of modern preservation rhinoplasty craftsmanship

2. Dr. Yves Saban (Nice, France)

Dr. Saban is a living legend and a giant in the world of preservation rhinoplasty. Practicing in France, his name is synonymous with the push-down or dorsal preservation technique. Instead of breaking and removing the hump, he preserves the natural bridge, reshaping the nose from below. This less-traumatic approach is a game-changer, and Dr. Saban is one of its most important pioneers and teachers.

3. Dr. Dean M. Toriumi (Chicago, USA)

When you talk about structural rhinoplasty, you are talking about Dr. Dean Toriumi. He is, simply put, the surgeon's surgeon. Based in Chicago, he is a world-renowned master of complex revision cases, particularly those requiring intricate rib cartilage grafts. He is the one you go to when you need it done right, the first time, or the last time. His commitment to long-term stability and function is uncompromising.

4. Dr. Wolfgang Gubisch (Stuttgart, Germany)

Dr. Gubisch is a pillar of European rhinoplasty, a father of the modern craft. For decades, his clinic in Stuttgart has been a mecca for surgeons wanting to learn from a master. His approach is built on meticulous precision, German engineering in its finest form. He has taught and influenced thousands of surgeons, and his techniques for both primary and revision surgery are considered foundational.

5. Dr. Bahman Guyuron (Cleveland, United States)

A true academic and a prolific innovator, Dr. Guyuron is a past president of the American Association of Plastic Surgeons and has literally written the textbook on rhinoplasty (specifically, Rhinoplasty by Guyuron, which sits on the shelf of nearly every aspiring surgeon). His analytical approach to facial aesthetics and his decades of pioneering research and surgical excellence make him an icon in the field.

6. Dr. Hesham Saleh (London, United Kingdom)

Mr. Hesham Saleh is a unique and powerful force in the rhinoplasty world. Based in London, he is a past president of both the European Academy of Facial Plastic Surgery (EAFPS) and the British Society of Facial Plastic Surgery. His dual qualification as an ENT surgeon gives him an unparalleled understanding of the function of the nose. He is the go-to expert for patients who demand both flawless aesthetics and perfect breathing.

7. Dr. Pietro Palma (Milan, Italy)

Dr. Pietro Palma embodies the Italian ideal of beauty — effortless elegance and perfect form. Based in Milan, he is not only a surgeon of incredible skill but also a dedicated educator. He is the co-director of the renowned Milan Masterclass, one of the most prestigious and advanced rhinoplasty courses in the world. His focus is on creating harmony and beauty that is both sophisticated and natural.

8. Dr. Sam P. Most (Stanford, United States)

As chief of the division of Facial Plastic and Reconstructive Surgery at Stanford University, Dr. Sam Most is at the apex of academic plastic surgery. He is a leader, a researcher, and a meticulous surgeon. His approach is evidence-based, data-driven, and focused on natural-looking, long-lasting outcomes. Being at a world-class institution like Stanford, he is constantly refining and researching the why behind the how.

9. Dr. Constantin Stan (Bucharest, Romania)

Dr. Constantin Stan is a true innovator and one of Eastern Europe's most influential surgeons. He is a pioneer in the use of advanced technologies and materials, including his work with anatomical implants and composite grafts. He is a regular and highly-sought-after speaker at global conferences, known for pushing the boundaries of what is possible in aesthetic surgery.

10. Dr. Sam S. Rizk (New York, United States)

Practicing in the heart of Manhattan, Dr. Sam Rizk is a leader in high-technology rhinoplasty. He was one of the earliest and most prominent adopters of 3D telescopic visualization, which allows for incredible precision. He is also a master of ultrasonic (Piezo) rhinoplasty. Dr. Rizk is known for creating subtle, refined results with faster recovery times, a necessity for his high-profile New York clientele.

Beyond the List: How to Choose Your Perfect Surgeon

This list represents the best of the best, but the best surgeon for you is a deeply personal choice. Here’s how to narrow down your search:

  • Check the portfolio (the right way): Don't just look at the one-month-post-op photos. Look for long-term results (more than a year). Look for noses like yours to start. Do they have experience with your skin thickness, ethnicity, and specific concerns?
  • The consultation is key: This is your interview. The surgeon should not just tell you what you need; they should listen. Do you feel heard? Do they use 3D imaging to help you visualize the goal? Do they explain the risks and the recovery process in detail?
  • Trust your gut: After all the research, you should feel a sense of absolute confidence and trust. If something feels off or rushed, it probably is. This is your face — you are allowed to be picky.

Rhinoplasty is a journey, and the most important step is choosing the right partner to guide you. The surgeons on this list have proven their mastery, but your own research, consultation, and intuition are what will ultimately lead you to the right choice.

Frequently Asked Questions (FAQ) About Rhinoplasty

What is the average recovery time for a rhinoplasty?

This is the most common question, and the honest answer is: it's a game of patience. You'll likely wear a splint for the first week. Most of the major swelling and bruising will subside within 2 to 3 weeks. However, the nose continues to heal and refine for a full year, and sometimes even longer. The final, settled result isn't visible for at least 12 months.

What is the difference between open and closed rhinoplasty?

A closed rhinoplasty involves incisions made only inside the nostrils. This means no external scar, but it can limit the surgeon's visibility for complex changes. An open rhinoplasty involves a small incision across the columella (the skin between the nostrils). This allows the surgeon to "open the hood" and work with more precision, which is often necessary for complex tip work or revisions. A top surgeon will be a master of both and will choose the technique best suited for your specific case.

How much does a rhinoplasty from a top surgeon cost?

The rhinoplasty cost varies dramatically based on location, surgeon experience, and the complexity of the procedure (a revision is almost always more expensive). For a primary rhinoplasty from a world-class surgeon on this list, you can expect prices to range anywhere from $15,000 to $40,000. While it's tempting to bargain hunt for surgery, rhinoplasty is one area where you truly get what you pay for.

Will I look fake or done?

This is the biggest fear, and it's a valid one. The goal of modern rhinoplasty is not to give you a new nose, but to give you your nose, just in better balance with your face. The surgeons on this list built their reputations on creating natural results that are undetectable as surgery.

What is preservation rhinoplasty?

It's a newer, more advanced philosophy. Instead of breaking and removing cartilage and bone (the traditional method), preservation rhinoplasty focuses on reshaping and preserving the natural structures. This often leads to a more stable long-term result, a smoother nasal bridge, and a quicker, less traumatic recovery.

Media Contact

Burak Önal
info@crabsmedia.com

November 19, 2025 9:03 AM
EDT
NEW YORK, NY

The Moth Announces Winter/Spring 2026 Mainstage Season: 'American Dreams'

Global storytelling nonprofit The Moth today announced its Winter/Spring 2026 season, centering on the theme "American Dreams" — a thoughtful and provocative exploration of hope, ambition, identity, and belonging at a defining moment in the nation’s history.

As the United States prepares to celebrate its 250th anniversary, The Moth is marking the moment by examining one of America’s most enduring and complicated ideas: the American Dream. For two and a half centuries, it has tantalized people with the possibility…of possibility.  Each of us carries some version of it — the irrepressible notion that where you begin does not necessarily determine where you end up. The belief that, in America, anything is possible.

This season, at more than 20 curated Moth Mainstage shows across the U.S., storytellers will explore the idea of the American Dream — its promises and its challenges. What happens when it’s dashed or deferred, or when it unexpectedly comes true? As audiences sit shoulder to shoulder, they will encounter a vivid mosaic of personal stories of reinvention, resilience, heartbreak, hope, survival and, yes, the enduring pull of possibility.

“At this significant moment in our country's history, we could think of no better way to honor the beautiful, complex quilt that is America than by sharing true personal stories of American Dreams,” says Christina Norman, chief creative officer of The Moth. “These fresh stories of hope, humor, and heart let us focus on the many things we share rather than the noise that pulls us apart.”

Each Moth Mainstage is a curated, theme-driven show where storytellers from all walks of life share true stories told live and without notes. The Winter/Spring 2026 season will travel from Anchorage to New York, Los Angeles to Boston — in cities and small towns alike — creating a collective portrait of what it means to dream in America today.

Season highlights include:

  • Four New York City shows — each offering a distinct perspective on the season’s theme, all presented in The Moth’s hometown.
  • A double-header in Los Angeles and Orange County, presented as part of an exciting new partnership with LAist.
  • Back by popular demand: The Moth returns to the Mandel Opera & Humanities Festival in Cleveland, Ohio

Tickets for The Moth’s complete Winter/Spring 2026 Mainstage season (see full list below) are available at themoth.org/mainstage:

  • Anchorage, Alaska — Atwood Concert Hall — Feb. 4, 2026
  • New York, N.Y. — Aaron Davis Hall — Feb. 20, 2026 (with additional NYC dates to be announced)
  • Iowa City, Iowa — The Englert Theatre — Feb. 26, 2026
  • Fairfield, Conn. — Sacred Heart University — Feb. 28, 2026
  • Bellingham, Wash. — Mount Baker Theatre — March 7, 2026
  • New Bedford, Mass. — Zeiterion Performing Arts Center — March 19, 2026
  • New York, N.Y. — Skirball Cultural Center — March 20, 2026 (with additional NYC dates to be announced)
  • Charlottesville, Va. — The Paramount Theater — March 27, 2026
  • Princeton, N.J. — McCarter Theatre Center — April 10, 2026
  • Morristown, N.J. — Mayo Performing Arts Center — April 11, 2026
  • Troy, N.Y. — Troy Savings Bank Music Hall — April 11, 2026
  • Los Angeles — The Orpheum Theatre — April 15, 2026 (Double-header — night 1)
  • Orange County, Calif. — Irvine Barclay Theatre — April 16, 2026 (Double-header — night 2)
  • Lincoln, Neb. — Lied Center for Performing Arts — April 17, 2026
  • Tarrytown, N.Y. — Tarrytown Music Hall — May 8, 2026
  • Traverse City, Mich. — City Opera House — May 13, 2026
  • Cleveland — Severance Music Center — May 2026
  • Boston — Somerville Theatre — June 4, 2026
  • Portsmouth, N.H. — The Music Hall — June 5, 2026
  • New York, N.Y. — Green-Wood Cemetery — June 11, 2026 (with additional NYC dates to be announced)

With The Moth’s 30th anniversary approaching in 2027, the 2026 season builds momentum toward the next chapter in the organization’s ongoing work highlighting the art and power of storytelling.

The 2026 Winter/Spring season also marks the publication of"My Life in Stories: A Guided Journal from The Moth"(Penguin Random House, $22.99), slated for release on February 17, 2026.  This special keepsake journal is filled with prompts to help people uncover, reflect on and share the stories that make them who they are. With over 150 insightful prompts, The Moth’s storytelling experts help you not only identify important milestones and details from your life, but also shape them into stories. "My Life In Stories" is currently available for pre-order from your favorite bookseller.

Then, in Summer 2026,The Moth will launch a multi-city live tour experience that serves up beloved listener favorites from "The Moth Radio Hour" and "The Moth Podcast" all in one evening. It’s a chance for new audiences and avid fans alike to experience those hilarious, devastating, chill-inducing, dumbfounding Moth classics live on stage like never before. Cities and dates to be announced.

About The Moth

The Moth is a nonprofit organization dedicated to the art and craft of storytelling through live events, education programs, and media. Since its founding in 1997, The Moth has presented more than 65,000 true stories, told live and without notes, to standing-room-only audiences worldwide.

Its core programs include The Moth Mainstage, a global tour featuring diverse storytellers; The Moth StorySLAM, an open-mic competition held in 28 cities; and The Moth Community Engagement Program, which offers workshops to marginalized adults. The Moth Education Program brings personal storytelling to schools and colleges, while The Moth Global Community Program highlights voices from the global south.

“The Moth Podcast,” a Webby Award-winning series, has tens of millions of downloads annually, and “The Moth Radio Hour,” a Peabody Award-winning show, airs weekly on more than 540 public radio stations. The organization also offers MothWorks, a program that uses storytelling to foster empathetic communication, and has published five books, including The New York Times bestseller “The Moth: 50 True Stories” and its most recent release, “A Point of Beauty: True Stories of Holding On and Letting Go” (2024).

Learn more at themoth.org.

Media Contact

Meryl Cooper
meryl@thecooperationinc.com

November 19, 2025 9:00 AM
EDT
BOSTON, MA

Unlisted Expands Network of Real Estate Professionals with Brian Caluori of Gibson Sotheby’s International Realty

Unlisted, a groundbreaking digital real estate community focused on the 98% of homes that aren’t for sale — yet, today announced that Brian Caluori of Gibson Sotheby’s International Realty has joined the platform as a Local Expert for buyers and homeowners in Boston, representing the 02118 ZIP code.

Unlisted’s technology is designed to open up possibilities for everyone in the real estate ecosystem: buyers, homeowners, and agents alike. Buyers gain new ways to discover homes they love beyond what’s listed on the MLS. Homeowners gain tools to better understand interest in their property and connect with potential buyers. Real estate professionals gain a program that elevates their expertise and brings more possibilities into view for their clients.

Unlisted uses publicly available data to create a digital property profile for every home in the country. These records can be quickly searched and organized into curated lists of homes that meet a buyer’s criteria. Though not for sale, buyers can join a Waitlist for their favorite homes, creating new possibilities for buyers and agents to connect and giving homeowners options they may not have considered.

Each vetted real estate professional that partners with Unlisted receives an agent profile linked to every home in their ZIP code. Only one agent is selected per ZIP, highlighting their expertise and credibility in that market. As Unlisted continues to expand this network nationwide, the goal remains the same: to provide buyers, homeowners, and agents with a platform built on connection, expertise, and meaningful insights.

Brian Caluori has been involved with Unlisted since the early days and brings deep expertise in Boston’s real estate market. Based in the South End, Brian manages over 85 transactions annually, representing investors, developers, and homebuyers with unmatched service and results. Known for his work ethic, market knowledge, and commitment to lasting client relationships, he continues to be a trusted resource for those navigating opportunities across Boston.

“I see every transaction as a privilege, and Unlisted gives me another way to deliver value for my clients,” says Caluori. “Whether you’re buying, selling, or simply exploring your options in Boston, I want to be a trusted resource.”

“We’re honored to have Brian Caluori continuing to grow with us in Boston,” said Katie Hill, founder and CEO of Unlisted. “From the beginning, Brian has stood out as a trusted voice for his clients and his market. His leadership in Boston is a reflection of the professionalism and insight we look for in every Local Expert we welcome to the platform.”

To learn more about Unlisted, visit UnlistedHomes.com. For Unlisted for Agents, visit UnlistedHomes.com/Agents.

To learn more about Brian Caluori, visit his Unlisted Profile or his website.

About Unlisted

Unlisted unlocks the potential in homes that aren’t for sale — yet. The company empowers home buyers to join the Waitlist for homes they love that aren’t for sale — in other words, unlisted. At the same time, homeowners collect a Waitlist of interested buyers for whenever the time comes to sell, giving everyone a head start. Unlisted also allows homeowners to control how their home is presented online; they can create a stunning up-to-date property profile that shows off the home’s best features and attracts more interest. With more time and more connection, Unlisted is a more human way to explore real estate that drives better outcomes for all. Selected to TechCrunch’s 2025 Startup Battlefield 200 as one of the top tech startups globally, and backed by HearstLab, Hearst Newspapers, VC414, StageNext Fund, and prominent angel investors, Unlisted gives buyers a competitive edge in today’s challenging housing market. For more information, visit UnlistedHomes.com.

Media Contact

Sophia Jacomet
sophia@unlistedinc.com

November 18, 2025 2:30 PM
EDT
NEW YORK, NY

Celtra Wins Netty Award for Best Marketing Automation Software, Marking New Era for Creative Automation

The Netty Awards, a leading global program recognizing excellence in the digital age, announced Celtra as the winner of "Best Marketing Automation Software in Tech." The award reflects a broad industry shift toward solving the creative supply bottleneck that has constrained digital marketing for years. While media automation has accelerated rapidly, creative production has struggled to keep pace, leaving brands unable to fully capitalize on their media investments. Celtra’s win signals a new market expectation; creative production must scale with media for performance to follow.

A Turning Point for Creative Production

Celtra’s recognition underscores a fundamental change in how modern brands operate. Traditional methods of scaling creative output — larger teams, more manual versioning, or fragmented workflows — are no longer viable in an environment that demands constant personalization and global consistency. Celtra has proven that creative automation is the only approach capable of meeting these demands at enterprise scale. By closing the gap between creative and media, the platform enables marketers to move faster, reduce waste, and unlock performance opportunities that manual workflows cannot reach.

Innovation That Redefines the Creative Lifecycle

Celtra’s Creative Automation platform modernizes the entire creative lifecycle, enabling teams to develop modular assets, generate automated variations, and optimize concepts using AI-driven capabilities. A standout example is Celtra’s predictive creative scoring to identify which concepts are most likely to perform. This predictive layer ensures teams focus production on assets with the strongest impact potential — eliminating unnecessary work and preventing underperforming creative from entering the market. By bringing intelligence to every step of production, Celtra transforms creative and media operations into a smarter, data-backed system that consistently delivers measurable business results.

Proven Results for Leading Global Brands

Some of the world’s largest advertisers rely on Celtra to scale creativity while improving efficiency. Nike used Celtra to produce more than 17,000 localized assets with a 19.5x increase in production efficiency. Spotify generated over 14,000 brand-safe creatives across 111 markets and improved workflow performance by more than 25%. Lyft achieved a 10x efficiency gain and a 45% CPA reduction by using Celtra to produce personalized video ads in multiple languages. These results highlight how creative automation strengthens both storytelling and performance at scale.

A Word From Celtra

“Creative automation has moved from a nice-to-have to an operational necessity for global brands, and we’re proud that the Netty Awards recognized the scale and performance impact our platform delivers. This award reflects our belief that creative must keep pace with media if brands want to unlock their full potential,” said Miha Mikek, CEO at Celtra.

Industry Leadership and Expanding Influence

Celtra’s platform now supports more than 400 enterprise brands, producing over 16 million ads annually and powering more than 119 billion impressions across the global digital ecosystem. With integrations spanning over 100 ad servers and media platforms, as well as connections to tools like Figma, Adobe Workfront, Slack, and Photoshop, Celtra embeds directly into the workflows that large teams already rely on. The company has also earned recognition from the MarTech Awards and Digiday, further cementing its position as a leader shaping the future of creative automation.

About Celtra

Celtra is a global leader and pioneer in creative automation, helping the world’s biggest brands transform how they produce, deliver, and optimize digital advertising. Its cloud-based platform enables marketing, creative, and media teams to drive efficiency and performance across every channel. Trusted by enterprise leaders like Spotify, adidas, and Unilever, Celtra empowers organizations to scale creative excellence and accelerate marketing impact like never before. To learn more, visit celtra.com.

November 18, 2025 1:55 PM
EDT
MIAMI, FL

Preventive Insights: Peter Kallestrup on How Value-Based Care Is Shifting Healthcare from Reactive to Early Intervention

Approximately 90% of total U.S. healthcare costs are associated with chronic and mental health conditions. According to Peter Kallestrup, co-founder and CEO of i-Function, when care arrives late, outcomes narrow and opportunities shrink. Emergency rooms may see increased demand, disease complexity may replace prevention simplicity, and clinicians may spend more time managing escalation than enabling stability. 

Value-based care is a healthcare payment and delivery model that focuses on improving patient outcomes and reducing costs. It shifts the focus from the volume of services provided to the quality and value of care delivered. Kallestrup says, “When intervention starts too late, costs climb, pathways shrink, and outcomes suffer.”

This situation, Kallestrup explains, is exactly where value-based care can find room to grow. Unlike volume-based care, it rewards earlier engagement, prevention, measurable improvement in patient well-being, and reduced costs. 

Value-based care can also align incentives across the system. “It’s one of the rare constructs where the model can align incentives across stakeholders,” Kallestrup notes. “Patients can stay healthier for longer, clinicians can intervene with purpose, and systems can reduce the spiral of avoidable late-stage care with associated growing costs.”

But value is only real if it is practical. According to Kallestrup, clinicians don’t need more traditional dashboards or parallel platforms. They need tools that quietly embed into existing workflows, preserving time and cognitive bandwidth. Early insight also has to reach people where they live their everyday lives, not only in clinical settings.

“Even the most advanced innovations may fall short if they don’t integrate into well-established clinical routines,” Kallestrup says. “Adoption scales when it fits naturally into their day, not when they are asked to step outside it.”

Two tools designed around this constraint are LASSI-D™ and FUNSAT™. LASSI-D, a cognitive assessment built to be delivered through existing clinical systems, supports early identification of potential signals of Alzheimer's disease that might otherwise surface much later. FUNSAT focuses on real-world functional skills such as medication organization, label comprehension, navigating digital tasks, and other daily living components that predict the individual’s ability to navigate important activities of daily living.

“The treatment plan can be perfect on paper,” Kallestrup notes. “But if someone can’t understand the medication label, organize a week's worth of medication, or feel confident about managing important daily tasks, care delivery breaks down before it even begins. These are the human inflection points that value-based models are designed to notice earlier.”

In LASSI-D, an AI-enabled facilitator supports portions of the experience, widening access while maintaining quality. The design intent, however, remains firmly human. “The use of AI is about delivering non-judgmental, broad, and affordable access as well as timely insight sooner rather than later,” he emphasizes.

According to Kallestrup, early engagement also carries compounding public value. Every month gained before escalation into complex care pathways can translate into meaningful preservation of independence, reduced caregiver strain, and fewer avoidable transitions into higher-cost support settings. “Six months of stable condition is not just a calendar win,” Kallestrup explains. “It’s six months of preserved quality of life and reduced system load, all at once.”

This cumulative impact, Kallestrup explains, is why value-based care continues to grow, not because it promises perfection, but because it rewards earlier progress. It shifts the question from ‘How do we treat the problem later?’ to ‘How do we support the person now?’ That subtle change reframes the entire care conversation.

“When prevention works, it looks like nothing happened,” Kallestrup says. “That’s the paradox of early care. Success in early care often goes unnoticed, yet its impact is significant.” The healthcare models that gain the most traction in the next decade might have one trait in common: they make early support easier than late rescue. 

“We tend to celebrate the rescue,” Kallestrup says, “but the real breakthrough is when the rescue never becomes necessary in the first place.”

Media Contact

Peter Kallestrup
pkallestrup@i-function.com

November 18, 2025 1:30 PM
EDT
SAN FRANCISCO, CA

AIUSD Launches First Agentic Money Infrastructure, Backed by Elite AI, Crypto, and Fintech Leaders

After operating in stealth with almost no public footprint, AIUSD has stepped into the open with metrics most startups dream about years after launch: $1 trillion in annualized trading volume and a fully functional AI system capable of moving, routing, and trading assets across the entire crypto and stablecoin landscape. AIUSD’s nearly eight-figure pre-seed round marked an early milestone, and the company says it is now seeing strong inbound interest as it prepares to close its seed round.

The company has positioned itself as the creator of Agentic Money, a new category of AI-native financial infrastructure that allows both humans and AI agents to manage assets simply by issuing natural language instructions. Rather than navigating fragmented chains, incompatible exchanges, or clunky brokerage APIs, the company says AIUSD users interact with a single intelligent system that handles everything behind the scenes.

“We’re building an AI-first financial layer on top of a highly fragmented system,” said Bill Sun, co-founder of AIUSD and a former DeepMind researcher and Millenium WorldQuant portfolio manager. “Cross-chain execution and routing should be as simple as a function call — and now they are.”

One AI Layer for All Assets

At the heart of AIUSD is an AI engine that treats the entire blockchain ecosystem as one unified liquidity environment. Whether assets sit on Ethereum, Solana, Binance Smart Chain, centralized exchanges, or tokenized brokerage platforms, the system can execute sophisticated strategies autonomously.

According to co-founder Yao Meng, a well-known algorithmic trading pioneer, the vision is simple: “Users and AI agents should have one balance that works everywhere. That’s what native interoperability really means.”

In stealth, AIUSD’s yield and execution platform ran algorithmic trading strategies with zero monthly drawdowns for 2.5 years, with $1 trillion in annualized transaction volume.

Money Built for AI, Backed by Top AI and Crypto Investors

As AI agents proliferate, AIUSD believes the financial system must evolve alongside them. The company is betting that the next era of global commerce will be powered not by humans typing into trading terminals, but by autonomous AI executing millions of micro-decisions per second.

AIUSD’s nearly eight-figure pre-seed financing round was just the beginning, as the company reports very strong inbound interest ahead of closing its seed round. Early investors in AIUSD include investors who backed Anthropic, Perplexity, TradingView, Sequoia US Scout Fund, a16z Scout Fund, Tesla FSD AI leadership, and category-defining founders such as William Freiberg (Crux), Tim Shi (Cresta AI), and Brad Bao (Lime). Two multibillion-dollar private equity funds also participated.

“AI agents are about to become major economic actors, and they need financial infrastructure built for how they operate,” said William Freiberg, co-founder of Crux and an early investor in AIUSD. “What impressed us is that AIUSD isn’t another trading tool — it’s a foundational layer that makes global execution and settlement callable by both humans and machines.”

Founded by Veterans of AI Research and Crypto Markets

AIUSD was founded by Yao Meng and Bill Sun, two figures with long and respected track records across crypto trading and artificial intelligence research.

Meng entered the crypto sector in 2011 while still in college, initially through mining before moving into early blockchain projects and exchange operations. Over the past decade he has survived in several of the industry’s major stress events — including the Mt. Gox bankruptcy process, the FTX collapse, and the recent 10/11 liquidation cycle — while running arbitrage, high-frequency trading, and quantitative strategies across major tokens and exchanges. He has managed large proprietary positions during periods of heavy market volatility, including at one point holding roughly one-fifth of all circulating Dogecoin as part of a delta-neutral strategy.

Sun, a mathematician with a Stanford PhD, previously worked at Google Brain (now DeepMind) during early research that preceded the formalization of “Transformer” architectures. Sun has held roles in quantitative finance at Citadel, Point72 Cubist, and Millennium’s WorldQuant, where he managed an equity quantitative portfolio of significant size. His academic work focuses on the mathematical foundations and structural behavior of deep-learning models, and he is co-advised by two distinguished leaders in the field: Stephen Boyd, a member of the U.S. National Academy of Engineering and head of BlackRock’s AI Lab, as well as David Donoho, a laureate of the Gauss, Wiener, and Shaw Prizes and a member of the U.S. National Academy of Sciences, previously research staff at Renaissance Technologies. In parallel, Sun contributed to cryptocurrency research spanning Bitcoin, smart-contract platforms, and early real-world-asset-backed stablecoin design. He also co-founded PIN AI, a decentralized protocol for personalized AI agent network and economy, where he is serving as chief scientist.

The pair say AIUSD draws on their combined experience across AI, crypto markets, and quantitative trading to build infrastructure they believe can support both human and machine-driven financial transactions.

AIUSD’s Long-Term Vision for an AI-Driven Financial System

AIUSD’s founders describe their product as the first step toward building what they call a financial operating system for both humans and autonomous AI agents. The company is developing interfaces ranging from consumer-facing conversational wallets to developer tools such as agent-compatible SDKs. Behind those interfaces, its roadmap includes a unified execution layer intended to manage account abstraction, cross-chain routing, best execution, and risk controls across different markets.

Over time, AIUSD plans to incorporate traditional assets, real-world assets, and tokenized equities into the same programmable account structure, with continuous settlement and built-in compliance. The founders say they expect financial activity to shift toward machine-to-machine transactions as AI models begin to pay for compute, data, and services without human input. In that scenario, AIUSD sees themselves as operating both as an intent-based financial interface for consumers and as a programmable settlement layer for autonomous systems.

Learn more at aiusd.ai.

Media Contact

AIUSD PR Team
tech@galpha.ai

November 18, 2025 1:29 PM
EDT
TALLINN, Estonia

StartupMafia Identifies 10 Companies Shaping Key Business Solutions in 2025

Businesses continue to seek services that reduce complexity, improve efficiency, and support growth across transport, travel, healthcare, and infrastructure. StartupMafia has selected a list of companies offering practical solutions that address these needs with clear value and operational reliability.

8Rental

8Rental provides professional group transportation services, offering private cars, minibuses, and coaches for corporate travel, tourism, and long-distance routes. The company operates across major travel regions and focuses on structured service delivery for airport transfers, event mobility, and tailored itineraries.

It stands out for its emphasis on safety, punctuality, and transparent pricing. Its fleet is modern and well-maintained, and drivers undergo professional training. This combination of customer-first practices and operational reliability makes 8Rental a trusted mobility provider for both businesses and individual travelers.

Rent From Locals

Rent From Locals brings verified Albanian and Greek car-rental providers into one platform where travelers compare real pricing, deposits, and insurance before booking. The system standardizes check-in and check-out with guided, time-stamped photo uploads to protect both renters and providers.

Its distinguishing features include no credit card requirement, transparent third-party insurance options, and an AI-supported help desk that answers routine questions instantly. Human agents remain available for complex requests. This design keeps the experience simple, fast, and aligned with what modern travelers expect.

12 Knots

12 Knots provides access to more than 22,000 professionally managed yachts and catamarans available for charter across the Caribbean, Mediterranean, and Southeast Asia. Travelers can compare prices, real-time availability, and choose from bareboat, skippered, or fully crewed options.

By-the-cabin charters are available for newcomers, while private charters accommodate experienced sailors. The platform also offers sample itineraries and expert guidance to help make planning a sailing holiday smooth, trustworthy, and inspiring.

BookingAuto

BookingAuto is a global platform that compares car-rental offers from leading providers in 186 countries. Travelers can filter vehicle types, review clear pricing, and reserve online with free cancellation up to 48 hours before pickup.

The service stands out for 24/7 multilingual support and simple booking flows designed to minimize uncertainty. Its international scope allows users to access consistent information across regions, which helps travelers avoid hidden charges and secure rentals based on transparent criteria.

Excurzilla

Excurzilla aggregates guided tours, museum tickets, and attraction experiences from major operators in more than 120 countries. Its multilingual interface allows travelers to compare tour formats, durations, and prices in a single place.

The platform’s value lies in its broad inventory and consistent presentation of options. Users can switch between cities and categories without navigating multiple provider websites. This meta-search approach brings clarity to a fragmented tours market and simplifies the process of selecting reliable local experiences.

OKDERMO

OKDERMO is an online retailer specializing in dermatologist-approved skincare, including retinoids, peels, and targeted serums. It sources professional-grade formulations globally and provides clear guidance to support informed use.

The store distinguishes itself by curating evidence-based products and offering worldwide shipping. Its catalog includes multiple strengths and formats of retinol and tretinoin creams, enabling customers to select treatments suited to their routines. The focus on transparency and ingredient quality helps users build consistent, results-driven skincare plans.

You Glow Aesthetics

You Glow Aesthetics operates a fast-growing network of clinics across Canada and the United States, offering non-invasive aesthetic treatments supported by modern equipment. Each location focuses on safety, standardized protocols, and personalized care planning.

The network’s strength is its combination of geographic scale and individualized service. Trained clinicians conduct assessments and tailor treatments while ensuring consistent outcomes across all locations. This balance of technology, accessibility, and clinical oversight positions the brand as a notable provider in the aesthetics sector.

Ingrained Recovery

Ingrained Recovery provides medical detox and inpatient rehabilitation programs on a 50-acre wooded campus in Middle Georgia. The facility incorporates equine therapy, walking trails, and on-site amenities designed to support recovery in a private, structured environment.

Its distinguishing feature is the integration of therapeutic activities within a peaceful natural setting. The center’s multidisciplinary team combines medical oversight with experiential therapy, offering a holistic approach that appeals to clients seeking privacy and individualized care.

BelimRohr24

BelimRohr24 provides same-day drain and pipe cleaning services across Berlin, operating 24/7 with certified technicians. The company handles blocked sinks, toilets, and sewer lines with rapid response times and straightforward service terms.

Its competitive edge lies in transparency and speed. With more than 12 years of experience, the team offers two-hour response windows and clear pricing with no hidden fees. Regular maintenance options further reduce the risk of future plumbing issues for households and businesses.

WasteDoor.com

WasteDoor.com is an international marketplace for residential and commercial waste-management services across North America, the UK, Australia, and New Zealand. It compares pricing for dumpsters, construction debris removal, e-waste recycling, septic pumping, portable restrooms, and more.

The platform distinguishes itself by combining instant price comparison with region-specific regulatory guides. This helps customers reduce service costs and ensure compliance with local rules. Its data-driven approach supports informed decision-making in a sector that often lacks transparency.

These 10 companies reflect key business priorities for 2025: operational clarity, transparent pricing, and service models that simplify complex tasks. Their solutions show how technology and customer-centered design continue to shape mobility, travel, healthcare, and infrastructure. Together, they illustrate how companies across diverse sectors are meeting rising expectations for reliability and efficiency.

About StartupMafia

StartupMafia is a technology-focused media outlet covering emerging companies, market trends, and innovations shaping the global startup landscape. The publication highlights practical solutions, sector insights, and business developments relevant to founders, operators, and investors. For more information, visit startupmafia.eu.

Media Contact

StartupMafia.eu Press Department
press@startupmafia.eu

November 18, 2025 1:26 PM
EDT
BENGALURU, India

India’s Motor Insurance Market Enters a Digital Inflection Point as Insurers Pivot to Usage-Based Models

India’s motor insurance market is shifting gears — and fast. With over 50 million cars on the road and digital adoption at an all-time high, insurers are redefining how protection of the vehicle with insurance works. This change also marks the rise of usage-based insurance (UBI). It indicates a new era where premiums depend on how, when, and how much you drive.

Key Drivers for Digital Inflection in India’s Motor Insurance Market

The four pointers below elaborate on the trends that drove India’s motor insurance market towards digital inflection:

1. Changing consumer preferences

In 2023, the digital insurance market in India was valued at approximately $12 billion. It is predicted to grow at a 25% CAGR and reach $50 billion by 2030. This growth is also driven by the tech-savvy customer base, especially millennials and Gen Z. They demand online car insurance service with greater transparency, flexibility, and personalised experiences.

This flexibility is the reason why UBI is gaining popularity. Policies such as pay-as-you-drive (PAYD) and pay-how-you-drive (PHYD) offer customers cost-effective alternatives for safe, low-mileage drivers. This also aligns with their actual usage and behaviour, which traditional models fail to do. 

2. Technological innovation

The integration of technologies, such as telematics, artificial intelligence (AI), and Internet of Things (IoT), is central to the digital shift. The Indian government recently invested ₹10,300 crore in 2024 in AI to strengthen its capabilities. This technological advancement also contributes to its integration in the Indian motor insurance market.

These technologies collect real-time data on driving behaviours, enabling precise risk assessment and personalised premium calculations. Thus, the adoption of these technologies accelerates India’s progress toward reaching a digital inflection point.

3. Regulatory support

The support from Indian regulatory bodies has also led India’s motor insurance market to reach a digital inflection point. The Insurance Regulatory and Development Authority of India (IRDAI) has encouraged innovation through several initiatives.

For instance, the Bima Sugam initiative aims to promote digital insurance adoption and add to customer savings. The purpose of this initiative is also to boost digital adoption further.

4. AI operational efficiency

Insurers are using AI-powered automation to simplify underwriting and claims processing. It has been found that the use of AI approximately reduces 1.3 hours of work daily. This contributes to increased efficiency in insurance companies, leading to higher employee productivity.

The output of this also affects the quality of service companies provide to their customers. Moreover, the digitalisation of work in insurance companies extends to the services they provide, thereby transforming India’s motor insurance market.

How are Motor Insurance Companies Responding to Digital Inflection?

Leading private players are actively responding to the change through these adoptions:

  • Digital services: Insurers are developing user-friendly online portals and mobile applications. It allows customers to easily purchase/renew policies, file claims, track their status, and more without human intervention.
  • Usage-based models: Insurers are moving away from the ‘one-size-fits-all’ model to offer policies, such as PAYD and PHYD. These models use telematics and data-driven tools to decide on the car insurance premiums of the customers.
  • AI-powered operations: AI-powered chatbots, virtual assistants, image recognition, and video analysis enable insurance to operate with high efficiency. It not only helps in instant customer support but also eases the claims process.

What are the Challenges Ahead for India’s Motor Insurance Market?

The digital landscape offers growth but also poses specific challenges for the motor insurance market in India. These challenges that the market needs to overcome are as follows:

  • Data privacy concerns: The digital landscape brings with it issues relating to data privacy. In 2024, there were 22.68 lakh cybersecurity incidents in India. This is a challenge that India’s motor insurance market needs to address. Currently, insurers use firewalls and blockchain for their data security.
  • Need for enhanced telematics infrastructure: Moreover, India also needs its digital infrastructure to be highly developed. This development should reflect in all of India and not just the urban regions. This digital infrastructure development is another challenge for the insurers to address.
  • Improved knowledge and awareness: Finally, India’s non-life insurance penetration rate in 2024 was just 1%. This includes the car insurance sector as well. This reflects the lack of awareness and responsibility in Indian individuals. Recovering from this and then promoting digital solutions will also be a challenge for the motor insurance industry.

Overall, the Indian motor insurance landscape is rapidly transforming. This transformation comes with the adoption of UBI models set to become mainstream. They offer a fairer, data-driven, and personalised approach to insurance that benefits both insurers and policyholders.

Media Contact

Acko Technology and Services Private Limited
hello@acko.com

November 18, 2025 1:15 PM
EDT
LONDON, United Kingdom

Seed Group and RetailNext Partner to Transform Retail Intelligence in Dubai and the UAE

Seed Group, a company of The Private Office of Sheikh Saeed bin Ahmed Al Maktoum, formed a strategic partnership with RetailNext to expand enterprise-grade retail analytics and AI-powered insights throughout Dubai and the UAE. This collaboration addresses the need for data-driven strategies as UAE retailers navigate rapid digital transformation, evolving consumer expectations, and increasingly competitive omnichannel environments.

Founded in 2008 in California, RetailNext is a global leader in retail intelligence and a pioneer in retail analytics. Today, it powers more than 560 retailers from all over the world with a unified intelligence platform. RetailNext’s cloud system combines in-store traffic analytics, shopper journey mapping, and point-of-sale integration to process data from across more than 100,000 sensors. These real-time insights increase conversion rates, optimise labour allocation, and drive measurable improvements in merchandising effectiveness and customer experience.

By being part of Seed Group’s partner ecosystem, RetailNext will benefit from its two decades of expertise, regional network, and ties with the royal family of Dubai. The Group provides the innovative firm a launchpad to amplify its positioning in the fast-evolving retail market valued at over AED 300 billion.

“RetailNext brings with it solutions that add new depth to how retailers understand and serve their customers. With its ability to monitor real-time traffic, measure shopper journeys, and optimize in-store layouts, the company offers insights that can directly improve efficiency and profitability for businesses. We believe their technology has the potential to support businesses in the UAE as they work to enhance efficiency and better meet evolving customer expectations,” remarked Hisham Al Gurg, CEO of Seed Group and The Private Office of Sheikh Saeed bin Ahmed Al Maktoum.

“The UAE represents one of the world’s most dynamic retail markets, where sophisticated consumers demand world-class experiences. Our partnership with Seed Group enables us to further expand our proven retail intelligence to a region that’s rapidly becoming a hub for retail innovation. UAE retailers understand that in today’s competitive environment, intuition alone isn’t enough — data-driven decision-making is the difference between market leadership and irrelevance,” said Alexei Agratchev, CEO and co-founder of RetailNext. 

The strategic engagement between Seed Group and RetailNext is designed to pave the way for more intelligent and customer-centric business models. It will further reinforce the UAE’s prominence as a capital of modern retail while supporting broader industry innovation in the MENA region.

About Seed Group

For over 20 years, Seed Group has formed strategic alliances with leading global companies representing diverse regions and industries. These companies have propelled their business interests and goals in the Middle East and North Africa region through the support and strong base of regional connections of the Seed Group. The Group’s goal is to create mutually beneficial partnerships with multinational organisations and to accelerate their sustainable market entry and presence within the MENA region. Seed Group has been a key point in the success of all its partners in the region, helping them reach their target customers and accelerate their businesses. The Private Office was established by Sheikh Saeed bin Ahmed Al Maktoum to directly invest in or assist potential business opportunities in the region, which meet The Private Office’s criteria. For more information, visit seedgroup.com.

About RetailNext

RetailNext, the first retail vertical IoT platform to bring e-commerce-style shopper analytics to brick-and-mortar stores, brands, and malls, is a pioneer in optimizing the shopper experience. The platform automatically collects and analyses shopper behaviour data through its centralized SaaS solution, enabling retailers to enhance real-time experiences and drive better outcomes.

RetailNext is trusted by more than 560 retailers in over 100 countries. The company helps businesses better understand the shopper journey to increase same-store sales, enhance security, and eliminate unnecessary costs. RetailNext is headquartered in Campbell, California. Learn more at retailnext.net.

November 18, 2025 1:09 PM
EDT
LONDON, United Kingdom

What Makes an Online Casino Safe? A Checklist for Players

A truly safe online casino earns trust through action, not appearance, by protecting data, guaranteeing fair play, and handling every transaction with total transparency. Slick websites can hide weak security and empty promises, so real safety comes from proof, not polish. This checklist cuts through the noise to show exactly what makes a casino genuinely secure and accountable.

Verified Licensing and Regulation

Licensing is the starting point of every safe casino. A license proves that the operator follows strict standards on player protection, game fairness, and financial transparency. Without it, there is no legal guarantee that money or data are safe.

Every trustworthy casino displays its license number and regulatory authority on the homepage or footer. Players can cross-check these details directly on the regulator’s website. A missing or fake license logo should be treated as a serious warning. Unregulated operators face no penalties for misconduct, leaving players without any legal recourse.

Encrypted Transactions and Secure Technology

Security technology is the invisible layer protecting everything shared on the site. A safe casino uses SSL encryption to shield personal data and financial details from theft. The “HTTPS” in the address bar, along with a padlock icon, signals that the site encrypts all communication.

Modern platforms also rely on two-factor authentication for logins and 3D Secure 2 for payment verification. These extra layers make unauthorized access nearly impossible. Any casino that skips encryption or hides its security credentials should be avoided immediately. If the website itself is not secure, nothing else truly is.

Transparent Payment and Withdrawal Rules

Fair and open payment policies are essential for trust. A secure casino provides full details about transaction limits, accepted currencies, and withdrawal times before any deposit is made. Money transactions should be smooth and reliable, using familiar payment options such as Brite, Zimpler, or Trustly (source: kasinoranking.com).

Players deserve fast, free, and clearly stated withdrawal processes without hidden fees or vague timeframes. Any delay or unclear payment rule can indicate poor management or risk. Transparency around payment methods and processing speed is one of the strongest signs of a safe and reliable gaming site.

Independent Game Testing and Fair RNGs

A casino’s integrity depends on its games. Safe operators use certified random number generators, known as RNGs, to guarantee random results on every spin or deal. Independent testing agencies regularly audit these systems to confirm that outcomes cannot be manipulated.

Audit seals from recognized labs show that the games meet fairness standards. Players should always look for certificates from reputable firms and avoid sites that refuse to publish testing results. Fair RNGs ensure that every player has the same chance of winning, a principle that separates legitimate gaming from exploitation.

Responsible Gambling and Player Control Tools

Genuine safety extends beyond security to player wellbeing. Ethical casinos provide responsible gambling tools that help players stay in control. Features like deposit caps, cooling-off periods, and self-exclusion programs allow people to play within healthy limits.

Casinos that avoid offering these tools or bury them deep in settings often prioritize profit over protection. Transparency around responsible gambling reflects integrity. When a platform encourages self-awareness instead of endless spending, it shows real commitment to long-term trust.

Transparent Ownership and Public Reputation

A company that operates safely has nothing to hide. Safe casinos share details about their ownership, registration, and corporate background. Transparent business information creates accountability and lets players verify the people behind the site.

When those details are missing, it is wise to investigate further. Searching the company’s name can reveal how long it has operated and whether users report fair treatment. A strong reputation is earned through consistency, not marketing. Listening to real player feedback can reveal far more than any promotional claim.

Reliable Customer Support and Real Communication

Reliable communication is a practical measure of safety. Reputable casinos maintain 24/7 customer support via live chat, email, and sometimes telephone. Their responses should be timely, direct, and professional, not robotic or evasive.

Good support teams resolve issues clearly and document conversations when needed. Poor or nonexistent support often signals a lack of organization or accountability. In emergencies, such as payment delays or verification problems, quick communication can make all the difference.

Clear Privacy Policy and Data Protection Standards

Data protection is both a legal and moral obligation. A safe casino explains how it stores, shares, and secures player information. A clear privacy policy should outline data retention periods, cookie usage, and third-party sharing practices.

If the language sounds vague or copied, it is likely the operator has not implemented proper safeguards. Responsible platforms comply with data protection laws such as the General Data Protection Regulation (GDPR) and never sell user data. A transparent privacy policy is more than a document, it is proof of respect for players’ digital rights.

Honest Bonus Terms and Fair Wagering Conditions

Bonuses can be rewarding, but only when the terms are fair. Safe casinos clearly list their wagering requirements, time limits, and eligible games. Honest terms usually fall within realistic limits and avoid confusing restrictions.

When a bonus sounds excessive or the fine print feels complicated, caution is needed. Hidden clauses can make withdrawals impossible or reset balances unfairly. Fair casinos keep promotions straightforward because transparency encourages trust and returning players.

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